Policy

Credit Usage Policy

Draft v0.1 — pending approval and legal review before publication.

Article 1. Definitions

A credit is a unit measuring usage of AI features on OctaX.vn, not money. Credits belong to the workspace (the organization/individual account holding the subscription).

Article 2. Credit sources and validity

SourceValidityRolls over
Monthly planUntil the end of the subscription periodNo
Yearly planGranted monthly, expires at month endNo
Purchased / top-up card12 months from the top-up dateYes, within validity
Trial / promotion14 days or per the promotionNo

Article 3. Deduction order

Soonest-expiring credits are deducted first: promotional → plan → purchased.

Article 4. Deduction rates

Each request is charged by its actual AI cost: the request's AI cost divided by 900 ₫, rounded up, minimum 1 credit. Tasks over 10 credits show the estimate and wait for confirmation. The 900 ₫/credit rate is reviewed quarterly, with changes announced 30 days in advance.

Standard Q&A (standard AI)1
Q&A using advanced AI≈ 2
Long documents, multi-page quotations5–10
3D modeling, simulation, production file export10–30

Article 5. Sharing credits within a workspace

Per-user plan credits are added to a shared pool. Admins set a maximum limit per person/month. Business plans share one pool.

Article 6. Alerts and running out of credits

Notifications when the pool is at 20% and 5%. Out of credits: new AI requests stop; data, MiniApps and non-AI features keep working until the end of the period.

Article 7. No conversion, no transfer, no refund

Credits cannot be exchanged for cash, transferred to another workspace or refunded when unused or expired.

Article 8. Top-up cards

Each code is single-use and has an activation deadline. 5 wrong attempts within 1 hour: card redemption is locked for 1 hour.

Article 9. Reconciliation and disputes

Every top-up and deduction is recorded and customers can view each request. Disputes accepted within 30 days; incorrect deductions caused by system errors are compensated with credits.

Article 10. Effect

Effective from the date of publication on octax.vn. Adverse changes are announced 30 days in advance.